Expert verified | TL;DR Summary: 1. The ESIC IP Portal at esic.in/employeeportal/login.aspx is for employees (Insured Persons) to check contributions, download the Pehchan card, and file claims — distinct from the Employer Portal at esic.gov.in used by companies for registration and compliance. 2. First-time login requires your 17-digit Insurance Number, date of birth, and registered mobile number for OTP verification; Aadhaar must be linked by your employer before the Pehchan card can be generated. 3. Contribution history shows month-by-month ESI deposits — employee contributes 0.75% and employer 3.25% of gross wages; gaps in the record mean your employer has not deposited for those months. 4. Sickness claims (70% of daily wages, up to 91 days), maternity (26 weeks), disablement, and dependent benefits can be filed online through the Claims section with supporting medical documents uploaded directly on the portal. 5. If your employer has not registered you, file a complaint via CPGRAMS at pgportal.gov.in selecting ESIC as the Ministry, or call the toll-free helpline at 1800-11-2526 — non-registration is a legal violation under the ESI Act. |
The ESIC IP Portal at esic.in/employeeportal/login.aspx allows salaried employees earning up to ₹21,000 per month to log in using their 17-digit Insurance Number and OTP, check monthly contribution history, download the Pehchan card, and file claims for sickness, maternity, or disablement benefits online. If contributions are missing from your record or your employer has not registered you, file a complaint through CPGRAMS at pgportal.gov.in or call the ESIC helpline at 1800-11-2526 — employers who fail to register employees or deposit contributions violate the ESI Act and can face penalties.
If you are a salaried employee in India and earn up to ₹21,000 per month, there is a very good chance that you are covered under the Employees’ State Insurance (ESI) scheme. This scheme gives you and your family access to free medical treatment, cash support during illness, maternity leave pay, and other benefits — all funded by small monthly contributions from you and your employer.
The ESIC IP Portal (Insured Person Portal) is where you, as an employee, can log in to check your contribution history, download your Pehchan card, file claims, and link your Aadhaar — all from the comfort of your home.
This guide walks you through everything in simple, clear steps.
What Is the ESIC IP Portal? (Employee vs Employer Portal)
ESIC runs two separate portals — one for employers and one for employees (called Insured Persons or IPs). Many people get confused between the two. Here is the difference:
• ESIC Employee (IP) Portal: This is meant for workers covered under the ESI scheme. You log in here to check your contributions, download your Pehchan card, view your benefit eligibility, and file claims. The URL is www.esic.in/employeeportal/login.aspx.
• ESIC Employer Portal: This is for companies and establishments. Employers use it to register their employees, upload wage details, pay monthly contributions, and manage compliance. The URL is www.esic.gov.in.
As an employee, you should always use the IP Portal. Your employer uses the Employer Portal to register you and deposit your contributions. Both portals are linked — whatever your employer uploads reflects in your IP account.
ESIC also has a portal accessible through the government’s UMANG app, which lets you access ESIC services from your mobile phone without needing a browser.
How to Log In to the ESIC Employee (IP) Portal
Before you log in for the first time, you need your ESIC Insurance Number. This is a 17-digit unique number that your employer gives you when they register you under the ESI scheme. You can also find it on your salary slip if your employer prints it there.
Follow these steps to log in:
1. Open your browser and go to www.esic.in/employeeportal/login.aspx.
2. Click on ‘Insured Person / Beneficiary Login’.
3. If you are logging in for the first time, click on ‘Sign Up’.
4. Enter your Insurance Number, date of birth, and registered mobile number.
5. You will receive a one-time password (OTP) on your mobile. Enter it to verify your identity.
6. Set a new password of your choice.
7. Go back to the login page and enter your Insurance Number as the User ID along with the new password.
8. Enter the captcha code shown on the screen and click ‘Login’.
Once you are inside, your dashboard shows your contribution history, benefit eligibility, and options to download your Pehchan card or file claims.
How to Check Your ESI Contribution History
One of the most important things you can do on the IP Portal is verify that your employer is actually depositing your ESI contributions every month. Unfortunately, not all employers are regular about this, and if contributions are not deposited, you may not be able to claim benefits when you need them.
Here is how to check your contribution history:
- Log in to the IP Portal using the steps above.
- On your dashboard, look for the ‘Contribution History’ or ‘Member Passbook’ section.
- This section shows month-by-month records of how much was deducted from your salary and how much your employer contributed.
- Check whether contributions are being made regularly. If you see gaps, it means your employer has not deposited for those months.
Your employee contribution is 0.75% of your gross monthly wages, and your employer’s contribution is 3.25% of your gross monthly wages. Both amounts should appear in your contribution record.
If you find that contributions are missing, you should first speak to your HR or accounts team. If the issue is not resolved, you can file a complaint — we explain this further below.
How to Download Your ESI Pehchan Card
The Pehchan card (also called the e-Pehchan card or ESI card) is your identity document for using ESIC services. You need this card to access free treatment at ESIC hospitals and dispensaries, and to apply for cash benefits.
Here is how to download your Pehchan card from the IP Portal:
- Log in to the IP Portal.
- Navigate to the ‘e-Pehchan Card’ section on your dashboard.
- Click on ‘Download e-Pehchan Card’.
- Check that your name, ESIC Insurance Number, and dependent details are correct.
- Click ‘Download’ to save the card as a PDF.
- Print the card on an A4 sheet. Paste your photograph and the photographs of your dependents on it.
- Get the card attested (signed and stamped) by your employer.
Note: If you are a new employee, the Pehchan card can only be generated after your Aadhaar verification is complete. The Temporary Identity Certificate (TIC) issued to you at registration gets converted to a Permanent Identity Card (PIC) once your Aadhaar is linked.
You can also download your e-Pehchan card through the UMANG mobile app by navigating to the ESIC section and logging in with your registered mobile number and OTP. Your employer can also download and print the card on your behalf from the Employer Portal.
Filing Medical Benefit and Cash Benefit Claims Online
The ESIC scheme offers several types of benefits that you can claim when the need arises. These include:
• Medical Benefits: Free treatment for you and your family at ESIC hospitals and empanelled clinics.
• Sickness Benefit: Cash support equal to about 70% of your daily wages when you are unable to work due to illness (up to 91 days per year).
• Maternity Benefit: Paid leave for working mothers — up to 26 weeks for the first two children.
• Disablement Benefit: Monthly payments if you suffer a work-related injury.
• Dependent Benefit: Financial support to your family if you die due to a work-related cause.
To file a medical claim or cash benefit claim online, follow these steps:
- Log in to the IP Portal.
- Go to the ‘Claims’ section on your dashboard.
- Select the type of benefit you want to claim (e.g., sickness benefit, maternity benefit).
- Fill in the required details such as the period of illness, hospital name, and doctor’s certificate details.
- Upload the supporting documents — this usually includes the medical certificate, prescription, or hospital discharge summary.
- Submit the claim. You will receive a reference number which you can use to track the status.
For some benefits like the ABVKY (Atal Bimit Vyakti Kalyan Yojana) unemployment allowance, you may also need to submit a physical claim along with an affidavit, a photocopy of your Aadhaar card, and your bank account details to your nearest ESIC Branch Office — either in person or by post.
Always keep copies of all documents you submit, and check your claim status regularly on the portal.
Linking Aadhaar with Your ESIC Account
Linking your Aadhaar to your ESIC account is now an important requirement. Without Aadhaar linking, your Temporary Identity Certificate (TIC) cannot be converted into a Permanent Identity Card (PIC), and you may face delays in claiming benefits.
How Aadhaar linking works:
• Your employer is primarily responsible for seeding your Aadhaar details at the time of registering you on the ESIC portal. All employee details entered must match exactly as they appear on your Aadhaar card — name, date of birth, gender, father’s name, and address.
• Once the employer links your Aadhaar, you can verify it by logging in to the IP Portal and checking your profile details.
• If your Aadhaar is not yet linked, contact your HR or employer and ask them to update this on the Employer Portal.
For ESIC staff and pensioners, the ESIC portal also has specific help guides for Aadhaar seeding and ABHA (Ayushman Bharat Health Account) generation. If you are an insured employee and face any technical issues with Aadhaar linking, you can email IT****@******ic.in or call 011-27552237 for IT-related support.
What to Do If Your Employer Hasn’t Registered You
Under the ESI Act, employers must register their employees within 10 days of them joining the organization. If your employer has not done this, they are violating the law — and you are being denied benefits that you are legally entitled to. For a broader understanding of how statutory labor law compliance works for Indian businesses, read our guide on Professional Tax Compliance for Indian Businesses — a practical resource covering registration, filing deadlines, and penalties across key employer obligations.
Here is what you can do:
Speak to your HR or accounts department first. Politely ask for your ESIC Insurance Number and confirm whether you have been registered.
Check your salary slip. If ESI is being deducted from your salary but you have no Insurance Number, that is a serious concern — it means the employer may be deducting but not depositing.
If your employer refuses to register you or gives no clear answer, you can file a complaint. The official way to do this is through the CPGRAMS (Centralized Public Grievance Redress and Monitoring System) portal at pgportal.gov.in. You will need to:
• Register on CPGRAMS if you are not already registered.
• Under ‘Grievance Detail’, select ‘Others / Not Listed / Not Known’.
• Under ‘Ministry/Department’, select ESIC.
• Under ‘Subordinate Department / Office’, select your Regional Office.
• Provide a clear description of your complaint including your employer’s name, address, and the period of non-registration.
You can also call the ESIC general helpline at 1800-11-2526 (toll-free) to report the issue.
As a last resort, you can approach the ESIC Regional Office or the local Labor Commissioner’s office and file a written complaint.
It is important to know that employers who fail to register their employees can face penalties under the ESI Act. They may also be required to reimburse all medical and cash benefits that you missed out on due to non-registration. Do not hesitate to report genuine non-compliance — it is your legal right.
Common ESIC Employee Login Issues and Fixes
Many employees face small technical problems when trying to use the IP Portal. Here are the most common issues and simple solutions:
• Forgot Password: Click on the ‘Forgot Password’ link on the login page. Enter your Insurance Number and registered mobile number. An OTP will be sent to your phone. Use it to reset your password.
• Insurance Number Not Known: Ask your employer’s HR department for your ESIC Insurance Number. It should also appear on Form 3A issued by your employer or on your salary slip.
• Mobile Number Not Registered or Changed: If the mobile number linked to your ESIC account has changed, contact your employer. Only the employer can update your mobile number through the Employer Portal.
• OTP Not Received: Check whether your mobile number is registered correctly on the portal. If the issue persists, call 011-27552237 or email IT****@******ic.in for IT support.
• Browser Compatibility Issues: The ESIC portal works best on standard browsers like Chrome or Firefox. Some older features were built for Internet Explorer. If you face display issues, try a different browser or clear your browser cache.
• e-Pehchan Card Not Generating: This usually happens when Aadhaar has not been linked to your ESIC account. Ask your employer to complete the Aadhaar seeding process on the Employer Portal.
• Contribution History Showing Gaps: This means your employer has not deposited contributions for certain months. Speak to your employer first. If no action is taken, file a complaint as described in the section above.
Frequently Asked Questions (FAQs)
Q1. How do I log in to the ESIC employee portal?
Go to www.esic.in/employeeportal/login.aspx. Click on ‘Insured Person / Beneficiary Login’. Enter your 17-digit Insurance Number as the User ID and your password. Complete the captcha and click ‘Login’. If you are logging in for the first time, use the ‘Sign Up’ option to set your password using an OTP sent to your registered mobile number.
Q2. How do I check if my employer is depositing my ESI?
Log in to the IP Portal and go to the ‘Contribution History’ section. This shows month-by-month contributions. If you notice months where no contribution appears, it may mean your employer has not deposited for that period. You can contact your HR team or file a complaint through CPGRAMS or the ESIC helpline (1800-11-2526) if the issue is not resolved.
Q3. How do I download my ESI Pehchan card?
Log in to the IP Portal and navigate to the ‘e-Pehchan Card’ section. Click ‘Download e-Pehchan Card’ to get the PDF. Print it on A4, paste photographs, and get it attested by your employer. You can also download it through the UMANG mobile app or ask your employer to print it from the Employer Portal. Note that Aadhaar must be linked before the card can be generated.
Q4. How do I file an ESI medical benefit claim online?
Log in to the IP Portal and go to the ‘Claims’ section. Select the type of benefit (medical, sickness, maternity, etc.), fill in the relevant details, upload supporting documents (medical certificate, prescription, or discharge summary), and submit. You will receive a reference number to track the claim’s progress.
Q5. What if I haven’t received my ESI insurance number?
Your employer is responsible for registering you with ESIC within 10 days of your joining. Ask your HR or accounts department for your Insurance Number. If you have been working for some time and still do not have one, it likely means your employer has not registered you — which is a legal violation. You can report this to ESIC through CPGRAMS (pgportal.gov.in) or by calling the helpline at 1800-11-2526.
Q6. How do I link Aadhaar to my ESIC account?
Aadhaar linking is done by your employer through the ESIC Employer Portal at the time of registering you. All your details must match your Aadhaar card exactly. If Aadhaar has not been linked, ask your employer to update it. For technical help, contact IT****@******ic.in or call 011-27552237.
Q7. What if my employer hasn’t registered me for ESI?
This is a violation of the ESI Act. First, speak to your employer. If they do not act, file a grievance through CPGRAMS (pgportal.gov.in) — select ESIC as the Ministry and your Regional Office. You can also call the ESIC helpline at 1800-11-2526 or visit your nearest ESIC Regional Office. Employers who fail to register employees can face financial penalties and may be required to reimburse all missed benefits. If you are an employer unsure about your ESI compliance status, or an employee facing unresolved registration issues, book a FREE 30-minute consultation with PKC’s labor law compliance team today — and get clear, actionable guidance on your specific situation before it becomes a costly problem.
Need Help with ESI Compliance?
Managing ESI registrations, monthly contributions, and employee claims can be complex — especially as your team grows. At PKC India, our payroll and labor law compliance experts help businesses of all sizes stay fully compliant with ESIC requirements, so your employees get the protection they deserve, and you avoid costly penalties. Explore our Payroll and Compliance Services to see how PKC helps businesses manage ESI registrations, monthly contribution filings, and end-to-end statutory compliance — accurately and on time.
Visit us at www.pkcindia.com to learn more about our services or to speak with our team.
